A new AI-enabled in-vehicle payments platform designed to transform how fleets, car-share companies and automotive OEMs manage fleet fuel and mobility payments is now out.
Cubic is advancing FleetWallet with AI-powered fraud detection, Smart Transaction Intelligence and predictive analytics
Developed by Cubic, a global specialist in software-defined vehicle solutions, FleetWallet brings together smart fraud prevention, adaptive learning and real-time insights to revolutionise fleet management, without additional hardware.
By combining data intelligence with secure payments, it initially eliminates the need for physical fuel cards, while also preventing fraud and theft – potentially reducing fuel costs by more than 10%. It also delivers joined-up and compliant automation, with PSD2-compliant fleet payments that enable hands-free management across Europe’s strictest financial and tax regulations.
The transparent, data-driven reporting provides instant visibility into fleet performance and fuel consumption while centralised, GDPR-compliant control simplifies operations across Europe’s diverse fuel and mobility networks.
The use of AI will also power FleetWallet’s evolution into a self-learning, in-vehicle payments platform, unlocking services from parking and tolls to EV charging.
As part of its rollout, firstly across Europe, Cubic has partnered with GoCar, a leading car-sharing service, which will showcase FleetWallet’s potential to support mobility providers, leasing companies and corporate fleets alike.
Paul Foley, commercial director of FleetWallet, said: “Fraud and card misuse remain some of the most persistent pain points for fleets and car-share providers. By integrating telematics with secure payments, our platform protects against both internal misuse and external compromise, delivering over 10% savings on fuel costs while dramatically reducing administrative overhead.”
Joe Quirke, head of GoCar Ireland, commented: “Our partnership with FleetWallet aligns perfectly with GoCar’s commitment to smarter, more sustainable mobility. As an early adopter of this solution, we’re excited to demonstrate how secure, automated and increasingly intelligent payments can reduce risk and improve efficiency across shared mobility and fleet operations.”
Looking ahead to 2026, Cubic is advancing FleetWallet with AI-powered fraud detection, Smart Transaction Intelligence and predictive analytics. A new conversational assistant will let managers ‘talk to their data’, detect anomalies and act instantly – building intelligence that helps forecast costs, cut emissions and drive real-time sustainability.
As part of its ongoing AI roadmap, Cubic is exploring new data-exchange partnerships with fleet-management providers and automotive OEMs to unlock the next wave of intelligence – from predictive maintenance and driver-behaviour analytics to EV charging optimisation and machine learning.
“AI marks a defining moment for FleetWallet and the mobility and automotive industries,” said Foley. “Leveraging this technology, FleetWallet will become a self-learning platform that evolves with every transaction – predicting needs and connecting services from parking and tolls to EV charging, transforming vehicles into intelligent hubs within a smarter, more sustainable mobility ecosystem.”